Just like human medicine, the cost of medical care for our beloved pets can be high. For example, my dog Mary suffers from allergies; her injections cost nearly $300 a year plus she takes daily medication that costs nearly $70 per month. Vaccinations can run $20 to $30 and annual exams nearly $50. Health care for a person’s pet is oftentimes a reason someone will give up that pet (i.e., medication costs) or will ask a vet to euthanize the animal. But, it doesn’t have to be that way. Yet, what is a pet owner, who lives on minimum wage or is working two or more jobs and caring for a family, to do, especially with unplanned, emergency veterinary bills? There are several options.
First, explore low-cost vaccination clinics and spay/neuter clinics. Oftentimes various animal welfare organizations will team up with veterinarians to offer such services. For example, my community’s Humane Society pairs with a local vet to offer monthly low-cost vaccination clinics, and occasionally the local city/county animal shelter teams up with a vet to provide low-cost microchip clinics. Learn what’s available in your community for such services.
Second, talk with your veterinarian about a payment plans. Some vets will take monthly or twice-a-month payments; however, many do not. It does not hurt to ask. If your vet is one of those who doesn’t accept payment plans, here are a few other choices for you to consider to help with the financial aspects of your pet’s health care:
We all want to keep our furry friends as healthy as possible, but sometimes the expense can be challenging. Investigate these options and see if one if right for you. Additionally, here is a website that gives more information on how people can find help to pay their veterinary bills: https://www.paws.org/cats-and-dogs/other-services/help-with-veterinary-bills/.
Gayle M. Irwin is a writer and public relations professional who volunteers with various animal rescue groups. She enjoys sharing her books and her passion for pets and the environment with others.